How lenders are using Codat

“We can access the data that we need in order to make a funding decision within days. It also means that our customers don’t have to spend time each month manually uploading accounts.”

“Accounting data is a critical part in making the best investment decisions for Clearbanc’s customers. Codat’s API allows us to quickly assess accuracy and risk while at the same time maintain our streamlined application process.”

“Codat is an integral part of our solution which allows lenders to get a holistic financial profile of a small business in a matter of minutes rather than days.”

Codat Lending Partners

Why partner with Codat?

  • Receive accurate and up-to-date contributed accounting data from your small business customers.

  • Make faster and smarter lending decisions.

  • Deliver a more convenient and seamless experience for your customers.

  • A fully white labelled solution.

Data sources include

How it works

  1. 1. Authorisation

    Codat handles the technical complexities of the initial and on-going connection to end-users accounting software; either via protocols such as OAuth or direct connection in the case of on-premise software.

  2. 2. Standardisation

    Codat maps data to a standard format independent of the underlying accounting software used by your small business customers.

  3. 3. Connectivity

    Codat facilitates the information flow that allows you to deliver better products and experiences for your customers.

  4. 4. Synchronisation

    An on-going data feed is enabled via hourly, daily, weekly, monthly or at a custom frequency of your choosing. Codat allows you to request selective datapoints to suit your product.

  5. 5. Monitoring

    Automated connection monitoring with customisable triggers and alerts as well as on-going support from the Codat team.

1. Authorisation
2. Standardisation
3. Connectivity
4. Synchronisation
5. Monitoring


What regions do you cover?

Codat’s offering is international and we support the main SME accounting packages in Canada, US, UK, Australia & New Zealand, Netherlands and Hong Kong, and are looking to expand our offering in the near future.

Start the conversation about how Codat can help your business. Do you have a particular question or want to schedule a call?

Do we handle customer onboarding?

Your customers' onboarding would be defined as level 1 support and be handled by you.
Codat does provide detailed instructions for installing and configuring our offline connectors, as well as step-by-step troubleshooting instructions to help your team diagnose any customer issues.

If you have any questions about onboarding please contact us here

Is the data secure?

We understand the importance of data security, that’s why all our data is stored in a Microsoft Azure database as standard, and hosting costs are included within our annual license fee. Penetration test certificate and ISO27001 compliance can be provided on request.

Penetration test certificate and ISO27001 compliance can be provided on request.

Is Codat’s offering white labelled?

Codat is a completely white labelled solution. Our service is offered as a fully white labelled, cloud hosted, Integration as a service which enables our clients to offer native connectivity across a variety of products and use cases.

Our products are built by industry experts and white labelled to power the world’s leading financial service providers products.

How does Codat support small businesses?

Codat’s mission has always been to make life easier for small and medium-sized businesses.

By giving their financial service provider access to their company data, small businesses can benefit from faster, fairer and more bespoke products and services that match their unique and changing needs.