Pre-qualify new business customers quickly at scale and reduce risk exposure
Assess SMBs with financial statements and sales data shared in real-time from your customers' accounting platform, eCommerce and POS systems, and via open banking
Benefits
Cut time-to-onboard
Remove time-consuming manual data tasks from the onboarding process
Scale faster
Set up a smooth, rapid onboarding process that can scale with ease
Win market share
Never miss a good customer for lack of data or lose one by being too slow
Reduce risk exposure
Spot more red flags hiding within detailed accounting and sales data
The problem
Poor data connectivity creates a trade-off between risk exposure and time-to-onboard.
The solution
Customers share data in minutes. You receive all the onboarding data points you need in the same format every time.
All the data points you need for digital onboarding confidently, quickly and at scale
Financial Statements
Balance Sheet, P&L, and Cash Flow Statement pulled directly from accounting.
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Sales Data
Real-time and historic transaction-level data with Disputes and Chargebacks as well as detailed Products and Customers.
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Open Banking
Check the accuracy of bookkeeping by cross-referencing with open banking from TrueLayer.
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Metrics and Ratios
High-level summary metrics like EBITDA and gross profit margin calculated from real-time accounting data.
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Help SMBs access additional cash
Automate revolving credit limits loans
Automate risk decisions for low-value (<$50k)
Provide R&D tax credits cash ahead of tax day
Help SMBs safeguard and maintain healthy cash flow
Provide invoice insurance
Insure credit risk
Guarantee deposits in commercial leasing
Minimise the risk of enabling commerce and payments
Pre-qualify merchants during onboarding
Assess merchant risk in merchant acquiring
Assess payment risk for payments made on your platform