Lending
Providing you with seamless integrations with the accounting software used by your small business customers - all via a single API.
Why partner with Codat?
Receive accurate and up-to-date contributed accounting data from your small business customers.
Make faster and smarter lending decisions.
Deliver a more convenient and seamless experience for your customers.
A fully white labelled solution.

Our Lending Partners
Types of Lenders using Codat
Benefits of Codat for Lending

Faster and smarter underwriting
Approve more loans, more quickly with instant, up to date & complete accounting data.

Improved Customer Experience
Offer your customers the kind of digital experience they have come to expect

Monitor key default indicators
Flag key indicators early like increasing creditor pressure or concentration risk which would not show up in open banking data.

Ongoing maintenance & support
Codat maintains and monitors each connection so you don’t have to. Our developers have designed our system to make it as easy as possible to use and provide expert ongoing developer support.

Simple set-up
Codat could get you up and running in a matter of days. Our solution is faster, simpler and less expensive than building in house.

Increased coverage
Codat provides an integration with all the major accounting platforms your customers use to run their business. That means you can achieve vast market coverage all via one API.

Standardisation
Codat acts as a data processor when building integrations, mapping data in a standard format independent from the accounting software that your customers use.

Industry experts
Codat will work with your team to ensure a bespoke, successful and timely integration. Our experience of tackling the common issues of accounting integration will save you time and frustration.

Tailored to you
Codat enables you to define which datasets are synchronised and at what frequency.
FAQs
Does Codat Push & Pull data?
Codat supports both the push and pull of from cloud and on-premise versions of customers' accounting software.
How long is the implementation process?
Speed of implementation will depend on how your company would like to use Codat’s API and the data sets it would like to push and pull that best suit your business needs and the needs of your customers. Depending on this implementation can take between 2 weeks and 2 months.
Is Codat’s offering white labelled?
Codat is a completely white labelled solution.
What support do Codat offer?
Codat provides full level 2 developer support to our clients. For end-user support we request our clients contact Codat on their behalf. If Codat needs to do further troubleshooting with the end user, this can then be arranged. Codat provides self-service support documentation which is available for our clients.
Do we handle customer onboarding?
Your customer's onboarding would be defined as level 1 support and be handled by you. Codat does provide detailed instructions for installing and configuring our offline connectors, as well as step by step troubleshooting instructions to help your team diagnose any customer issues.
Is the data secure?
Codat stores data in a Microsoft Azure database as standard, and hosting costs are included within our annual license fee. Penetration test certificate and ISO27001 compliance can be provided on request.
What regions do you cover?
Codat’s offering is international and we support the main SME accounting packages in Canada, US, UK, Australia & New Zealand, Netherlands and Hong Kong, and are looking to expand our offering in the near future .