Build the fastest decisioning process possible with the right data in the right format in real-time.
Customers no longer tolerate being asked repeatedly to prepare and provide their information manually.
Win market share
Approve more loans with a comprehensive understanding of every customer.
Make the right offers to the right customers. Anticipate problems hiding deeper in the data.
Underwriting decisions take too long and incur too much risk when they rely on out-of-date, superficial data.
Get comprehensive, high-quality data sourced in real time from your customers’ accounting platform, eCommerce and POS systems, and via open banking.
A universal API for all the leading business data platforms
All the data points you need for digital onboarding confidently, quickly and at scale
Connect to financial statements and transaction-level information across accounts receivable and payable.
View multiple years of sales information including transactions, products, and customers from eCommerce and POS.
Connect to every bank account from every customer for the most reliable source of raw data.
Single chart of accounts
Access every customers’ accounting records mapped to a single chart of accounts. Reduce manual processing, such as spreading.
Ensure the reliability of accounts with automatic cross-referencing of accounting and banking records.
Metrics and ratios
Directly access standard metrics and ratios on profitability, liquidity, efficiency, and solvency.