The state of business lending Download report
Build connected accounting experiences
Codat’s universal API connects you to all of the systems your small business
customers use with a single integration.
Trusted by leading fintechs and financial institutions
6x
Faster compared to building alone
Codat helps industry leaders launch new integrations in weeks, not months.
50%
Lower maintenance requirements
Codat takes care of ongoing maintenance, optimizations, and edge-case fixes.
3x
More efficient underwriting
Lenders use Codat to automate the collection and processing of financial information.
Specialized infrastructure to support your use case
Lend to small businesses
Automate data collection processes and make smarter risk decisions with easy access to customers' financial data.
Automate accounting
Remove barriers to adoption by making sure your products always stay in sync with customers' accounting software.
Ship integrated products faster
Build to one universal API that serves data in a consistent, standardized format from 35+ accounting, banking, and commerce platforms.
Codat cuts out the complexity of building and maintaining integrations, so you can focus on delivering powerful products your customers love.
Data that flows the way you need it to
All the tools you need to read, write, and update data in real-time.
Use Codat with your stack
Build the way you want with Codat. Choose from multiple client libraries and SDKs to create the best solution for you.
Easy to build authorization
Set up your system in minutes with a single auth flow for your customers to securely share all their data.
Secure by default
Codat is built on industry-recognized SOC2 TSP and ISO27001 standards and AES-256 advanced data encryption.
Why Codat?
The hardest thing about building products for small businesses is making them compatible with the interconnected web of other systems they use.
Solve the challenge of connectivity
Hundreds of banks and fintechs trust Codat to power features for small business lending, accounting automation, and more, turning connected features from their biggest challenge to their greatest differentiator.
Specialized products for specific use cases
Codat comes pre-built with capabilities to give you a complete end-to-end solution, which is up to 6x faster than building in house.
The leader backed by leaders
Codat is the world's leading network for small business data. We count some of the biggest names in the industry as customers and investors.
Expert guidance
From our solutions team to partnerships, we connect you with the right people and advice to build the best products most efficiently.
A partner for product expansion
From accounting automation to digital underwriting, you can build out multiple capabilities without needing multiple providers.
Battle tested at scale
Hundreds of thousands of businesses have shared their data via Codat’s API, meaning we’ve processed more edge cases and bugs so you won’t have to.
Multiple platforms, one simple API
Codat provides the most in depth coverage of the world's leading financial platforms, so you can reach 90% of small businesses with one integration.
Case studies
Industry leaders run on Codat
Our clients tell us that building with Codat helps them maximize development resources, win new business, improve operational efficiency, and more.
