Fund more businesses
Build faster, higher-quality underwriting with enhanced banking data and real-time insights from your customers' financial software
Trusted by leading financial companies
Speed up underwriting
Customers share their data in a few clicks. Automate more decisions and get data to underwriters in minutes.
Approve more customers
See the complete picture of every business. Use real-time data shared from the systems your customers use every day.
Reduce default risk
Predict small business loan performance more accurately with comprehensive, high-quality data.
One simple connection flow
96% of businesses with over 50 employees are willing to share data to access credit.
- Optimized for conversion
- Secure authentication
Reliably categorized banking data
Access bank transactions categorized by a machine learning model trained on banking and accounting data from hundreds of thousands of small businesses.
A complete view of every business
Access and cross-reference data from accounting, ERP, eCommerce, payments, Point-of-Sale, subscription platforms, and more.
Already integrated with your lending stack
Access data in a standard format via API, spreadsheet downloads, or within your existing tools.
Small business lenders use Codat to disburse more funds faster and with lower risk
Revenue-based financing
Ampla deploys cash in under 48 hours “without putting our bottom line at risk.”
Trade credit and insurance
Nimbla reduces loss ratio from 50% to 24% and increases coverage for users by up to 3.5X.
Invoice finance and flexible payments
Playter automates more credit decisions with 99% accuracy when customers “connect in minutes.”
Sustainable finance
Enduring Planet provides term sheets to climate entrepreneurs within a week.