Temenos is the world's leading open platform for composable banking, creating opportunities for over 1.2 billion people around the world every day. We serve over 3,000 banks from the largest to challengers and community banks in 150+ countries by helping them build new banking services and state-of-the-art customer experiences. The Temenos open platform helps our top-performing clients achieve return on equity three times the industry average and cost-to-income ratios half the industry average.