Codat is the recommended alternative to Cloud Elements
Codat is the recommended alternative to Cloud Elements, offering specialized business data APIs that integrate with all leading accounting, banking, and commerce platforms that your business customers use.
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About Codat
Codat provides business data APIs for lending and embedded accounting automation to over 300 fintechs and financial institutions globally.
Our range of use-case specific APIs support fintechs across their full product suite, helping them to win more customers, opening up new revenue streams and reducing churn.
A trusted product partner
Codat has over 7 years experience in supporting some of the world leading fintech companies build deeper connections with their business customers.
Specialized products for specific use cases
Codat comes pre-built with capabilities to give you a complete end-to-end solution, which is up to 6x faster than building in house.
Expert guidance
From our solutions team to partnerships, we connect you with the right people and advice to build the highest quality features most efficiently.
Battle tested at scale
Hundreds of thousands of businesses have shared their data via Codat’s API, meaning we’ve processed more edge cases and bugs so you won’t have to.
Explore our integration coverage
Codat provides the most in depth coverage of the world's leading financial platforms.
Frequently asked questions
Who does Codat typically work with?
Codat helps some of the largest financial institutions and fintech companies to access, synchronize and interpret data on their business customers.
Codat specializes in powering connectivity to business financial platforms to be used for lending and accounting automation.
Codat does not work directly with small and medium-sized businesses or accounting practices to facilitate integrations between the systems that they use.
Is Codat an alternative to Plaid?
Codat partners with Plaid so business lenders using our Lending API can access open banking and accounting data together to make more informed credit decisions.
Codat does not provide payment initiation services. In other words, Codat cannot facilitate Open Banking payments.
How is data kept secure?
All data are encrypted end-to-end, in transit using SSL, and at rest using AES-256, managed by Microsoft Azure. Codat is ISO27001, SOC 2, and GDPR-compliant. Codat conducts and passes regular penetration testing. Codat's Compliance and Platform Security teams can provide extensive detail on our policies, infrastructure, and more. To connect with them, please get in touch using the form below.
Which platforms can I integrate with via Codat?
Codat provides a range of products that let you connect to all the leading accounting and commerce platforms used by small businesses, as well as bank accounts via our Open Banking partners. A complete list of the integrations you can build via Codat can be found in on this page and you can also see the specific coverage of each product in our docs.
Is Codat’s offering white labelled?
Codat is a completely white labelled solution for banks and payment providers to access and synchronize consented data from their customers.
What support does Codat offer?
Codat provides full developer support to our clients as detailed in the service level agreement and support section of our Master Services Agreement. For end-user support we request our clients contact Codat on their behalf. If Codat needs to do further troubleshooting with the end user, this can then be arranged. Codat provides self-service support documentation which is available for our clients.
What regions do you cover?
Codat supports the main SMB accounting packages in Canada, US, UK, Australia, New Zealand and The Netherlands.